Consultant/Senior Consultant Credit Risk Review

Under the direction of the Director of Credit Review, this position is responsible for managing the independent credit risk review function that assists the Board of Directors and management of the Company in the effective discharge of their responsibility to maintain a continuous awareness of credit risk and the effectiveness of its management throughout the Company. Responsibilities include monitoring / testing the accuracy of assigned credit risk ratings; evaluating credit underwriting; reviewing for compliance to the Company’s loan and lending policies; assessing problem asset administration; and critically evaluating the effectiveness of credit risk management processes throughout the Company.

• Bachelor’s degree from an accredited institution or equivalent work experience, preferably with a business-related or equivalent major. Completion of a formal credit training program.
• Consultant: Minimum 7 – 10 years of experience in financial services or with a regulatory agency; and demonstrated expertise in credit risk management including commercial and/or retail lending, credit administration, or credit review. Excellent commercial and retail credit analytical skills; and at least five years of people management experience. Advanced knowledge of bank regulatory laws, policies and procedures. Advanced knowledge of bank credit policies and procedures.
• Senior Consultant: Minimum 10 – 15 years of experience in financial services or with a regulatory agency; and demonstrated expertise in credit risk management including commercial and/or retail lending, credit administration, or credit review. Excellent commercial and retail credit analytical skills; and at least seven years of people management experience. Advanced knowledge of bank regulatory laws, policies and procedures. Advanced knowledge of bank credit policies and procedures.
• Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems.
• Must possess strong credit knowledge and acumen, as well as a good understanding of the banking business and economics. Demonstrated verbal and written communication skills, including presentation skills. Able to express complex ideas in concise and simple terms. Must be an effective and objective communicator, able to make formal presentations to the Board and all levels of management. Able to work effectively with department staff, as well as those outside immediate area, including Board members, external auditors and regulatory staff. Must be analytical, detail oriented, organized, and independent. Must be able to meet deadlines and handle multiple priorities. Able to analyze large amounts of data quickly, draw conclusions from sometimes incomplete information and make good decisions. Must be able to solve problems creatively and decisively. Able to work flexible hours including weekends and evenings as necessary. Must be able to travel to various locations and by air.

As a Bank of Hawaii employee, you ensure (or assist with ensuring) compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

Delivering exceptional customer experiences is at the heart of what we do at Bank of Hawaii. We listen, understand and deliver what our customers need to help them build a better tomorrow.

We are an EEO/AA employer, including disability and veterans. For Bank of Hawaii’s full EEO statement, please visit https://www.boh.com/careers.

Read Full Description