Credit Analyst Team Lead

Job Title: Credit Analyst Team Lead

Summary of Duties and Responsibilities:

As our Credit Analyst Team Lead, you’ll not only guide a talented group of Credit Analysts, but also play a key part in shaping how we assess and support our commercial lending efforts.

A Day in the Life:

• Team Leadership: You’ll manage a team of Credit Analysts, focusing on recruiting top talent, providing effective training, and supporting their career growth. Your leadership will foster a collaborative and high-performing environment where team members thrive.
• Analyzing Financials: Dive into financial statements to evaluate the strengths, weaknesses, and trends in borrowers’ historical performance. You’ll assess repayment capacity, identify key changes, and prepare accurate credit applications that include thorough collateral analysis.
• Partnering with Lending Teams: Work closely with loan officers to share insights and explain financial data in a way that informs sound credit decisions. Your ability to translate industry complexities will strengthen relationships and support the success of our lending teams.
• Staying Ahead of Industry Trends: Research market conditions and industry-specific information to identify opportunities and challenges. By staying informed, you’ll help the team navigate the complexities of evolving markets and make well-rounded recommendations.
• Driving Process Improvement: Contribute to initiatives that enhance the efficiency of the credit underwriting process while ensuring compliance with policies, procedures, and reporting deadlines.

What You’ll Bring:

• 5+ years in a commercial lending environment as a Credit Analyst, Loan Officer, or similar role.
• A bachelor’s degree in Finance, Accounting, Economics, or a related field.
• A knack for building strong relationships and explaining complex concepts clearly.
• Proven experience analyzing data, managing your time effectively, and coaching others.
• Intellectual curiosity and the drive to stay on top of industry trends.
• Advanced Excel skills and proficiency in Microsoft Office Suite.

What we can offer you:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays and bereavement leave
• Educational assistance program
• Wellness benefits
• Life event coverage
• Paid parental bonding leave
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• National and local discounts on everything from computers and vacations to phones and retail shopping.
• Logo wear discounts
• Free checking account, checks and discounted bank services

Primary location: Jasper, IN

• 811 Main Street, Jasper, IN 47546

Alternate Work Locations: Evansville, IN or Owensboro, KY (1-2 days per week; travel to Jasper required 2-3 days per week)

• 21 SE 3rd Street, Evansville, IN 47708
• 313 Frederica Street, Owensboro, KY 42301

About Us:
German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.