Fair & Responsible Banking Compliance Officer – UT, NV, CO AZ

• This is a full-time, in-office position based at one of Zions Bancorporation’s affiliate offices in Salt Lake City, UT (Zions Bank); Las Vegas, NV (Nevada State Bank); Denver, CO (Vectra Bank Colorado); or Phoenix, AZ (National Bank of Arizona). Minimal intra-state or interstate travel may be required.

Key Responsibilities

• Execute Fair Banking Advertising Compliance (FBAC) responsibilities, comprising approximately 70% of the role.
  • Collaborate cross-functionally with Marketing and other areas of Compliance, such as: Deposit Operations, Privacy, Digital, Credit, Testing, and more to ensure alignment with regulatory standards.
  • Apply regulatory standards to review and approve advertising and marketing materials across digital, print, broadcast, and other channels.
  • Utilize tools such as Adobe Workfront, Archer, Excel and Power BI to manage compliance workflows and reporting.
  • Conduct quality control and assurance testing

• Execute ongoing monitoring as a dedicated member of the Second Line of Defense (2LOD) within three lines of defense risk management model, pursuant to the Compliance Risk Management (CRM) Oversight Program, comprising approximately 30% of the role.
  • Control testing and validation, evaluate risk and performance metrics, review material changes to governance documents, issues validation, consultation and advisory services, including review and challenge, and regulatory change management activities.
  • Support the development and implementation of governance frameworks, including QC/QA protocols and escalation procedures.
  • Monitor regulatory developments and assess impact on business operations.
  • Participate in enterprise-wide compliance initiatives and contribute to continuous improvement efforts.

Qualifications

• Bachelor’s degree required; advanced degree, CRMC or other Compliance license preferred.
• Minimumof 0-2+ years of experience in regulatory compliance within financial services. A mixture of education and experience will be considered.
• Strong knowledge of consumer protection regulations including ADA, UDAAP, UDAP, FDIC Advertisement of Membership, CAN-SPAM, TCPA, TISA, TILA, etc.
• Proficiency in compliance tools and systems: Workfront, Archer, Excel, Power BI, Adobe.
• Strong communication and collaboration skills with the ability to influence, persuade and train cross-functional teams.
• Demonstrated skills in critical thinking, mindfulness, and problem-solving.
• Excellent communication, analytical, and project management skills.
• Ability to work collaboratively across departments and affiliates.
• Ability to manage multiple priorities in a fast-paced, highly regulated environment.
• Experience in advertising compliance and marketing review processes is highly desirable.

Salary Range

• This position is eligible to earn a base salary in the range of $67,000 – $80,000 annually depending on job-related factors such as level of experience, education and location.

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

Illusion