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<div class="isg-job-description“>The Vice President, Regional Underwriting Manager is primarily responsible for leading a team of mortgage underwriters, managing their workflow to ensure loans close on-time, and underwriting loans
Major Duties and Responsibilities:
- Oversee Underwriting Operations: Directly manage the Bank’s underwriting functions for the mid-Atlantic and West coast regions, ensuring effective loan reviews and operational excellence
- Product and Guideline Expertise: Maintain an up to date, in-depth knowledge of Conventional, FHA, VA, USDA-RD and VHDA.
- Process and Quality Leadership: Develop and maintain a process that holds every team member accountable for producing high quality loan files and delivering excellent customer service for both internal and external partners.
- Team Development: Train, develop, mentor, coach and lead mortgage underwriters, championing a collaborative, participatory, and efficient work environment aligned with the mortgage division’s financial goals.
- Staff Management: Directly manage the underwriter team, including monitoring staffing needs to meet agreed upon loan review turn time frames.
- Policy Implementation: Create, update and communicate underwriting policies and procedures, ensuring regulatory compliance and operational effectiveness.
- Processor Guidance : Provide guidance and advice to processors who support LOs in the mid-Atlantic and West coast regions.
- Cross-Regional Collaboration: Collaborate with ONE Presidential’s and the Southeast regional leaders to improve process efficiencies, implement best practices, enhance Encompass features and load balance workload when volumes spike.
- Cross-Functional Partnership: Work closely with other functions (sales, processing, closing, post-closing, compliance) to ensure a smooth and efficient loan process.
- Compliance and Audit: Proactively review and understand compliance and audit findings to drive process and technology changes to reduce future findings.
- Performance Analysis: Prepare and analyze operational reports to evaluate performance and identify training opportunities, and track progress toward performance and operational goals.
- Communication: Clearly communicate turn times and other relevant information to
- Loan Underwriting: Personally underwrite loan as needed to support turn times and quality standards.
- Compliance Reporting: Report suspicious activity to the Compliance Department, and completing all required training.
- Other duties may be required and assigned.
position Requirements: - College graduate with background in business, economics, or finance preferred; or significant experience at the management level in a banking, mortgage banking, or credit union credit operation. Equivalent experience and formal training may substitute for degree.
- Experience with mortgage underwriting guidelines for various investors and the GSEs.
- In-depth knowledge of all mortgage products and services, policies, and procedures and related regulations.
- Demonstrated ability to make complex decisions regarding a variety of financial activities.
- Demonstrated leadership skills with ability to deal effectively with external corporate executives, the Bank’s senior management and other functions within the mortgage division and the Bank.
- Demonstrated effective leadership skills that include creating and maintaining a positive work environment both with peers and co-workers, with focus on exceptional customer service to internal and external partners.
- Must be able to work effectively under pressure and tight deadlines.
- Must be a self-starter.
Presidential Bank, FSB is an equal opportunity/affirmative action employer. We consider applicants without regard to race, color, religion, creed, gender, national origin, age, disability, genetic information, marital or veteran status, or any other category protected by federal, state, or local law.
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